Loans made simpler
Whether you are buying your first home, refinancing, investing or growing a business, finding the right loan can feel complicated.
At Hills Financial, we make the process easier. We compare lending options, explain the differences in plain English and manage your application from start to settlement.
Our job is to find a lending solution that suits your goals—not simply recommend the first loan available.
How we can help
Home loans
First home buyers
Buying your next home
Upgrading or downsizing
Fixed and variable rate loans
Construction loans
Refinancing
Review your current interest rate
Reduce repayments
Consolidate debt
Access equity
Add useful features such as an offset account
Property investment
Investment property loans
Equity release strategies
Interest-only and principal-and-interest options
Portfolio lending reviews
Business and commercial finance
Commercial property loans
Business loans
Equipment and vehicle finance
Working capital
Business expansion and start-up funding
Personal finance
Car loans
Personal loans
Debt consolidation
Specialised lending
Self-managed super fund property loans
Complex income structures
Credit-impaired lending
Solutions for borrowers who may not fit standard bank policies
Why use a mortgage broker?
More choice
We have access to a broad panel of lenders, allowing us to compare different rates, features and lending policies.
Advice tailored to you
We take the time to understand your financial position, objectives and preferences before recommending a lending solution.
We do the legwork
We research the options, prepare your application, communicate with the lender and keep the process moving through to settlement.
Clear explanations
We explain your borrowing capacity, loan structure, repayments and available options without unnecessary jargon.
Support beyond settlement
Our service does not end when your loan settles. We can review your lending over time to help ensure it continues to meet your needs and remains competitive.
A smoother path to finance
From your first conversation through to approval and settlement, we are here to answer questions, solve problems and make the lending process as straightforward as possible.
What does our mortgage broking service cost?
In most circumstances, we are paid a commission by the lender and you will not be charged a separate mortgage broking fee.
Any fees that may apply to your circumstances will be clearly explained and agreed with you before we proceed.
Ready to explore your options?
Speak with Hills Financial about your next home, refinance, investment or business finance opportunity.
Australian Credit Licence 552573