Zig Zag Pano Crop.jpg

 

Our Process

Financial advice should feel clear, personal and practical.

Our five-step process is designed to help you understand where you are, decide where you want to go and put a plan in place to help you get there.

Step 1 — Let’s Get to Know Each Other

We begin with a complimentary 30-minute conversation to learn more about you, what matters to you and the type of advice you may need.

It is also an opportunity for you to ask questions, learn how we work and decide whether Hills Financial is the right fit for you.

We will explain the likely scope of advice, the services available and the costs involved before you commit to proceeding.

Step 2 — Understand the Bigger Picture

At your Discovery Meeting, we take a deeper look at your goals, priorities and current financial position.

We will discuss questions such as:

  • What do you want life to look like in the next five to ten years?

  • What are your biggest financial concerns?

  • What is working well, and what would you like to improve?

  • What trade-offs are you comfortable making?

This helps us understand the person behind the numbers and confirm the areas your advice will cover.

Step 3 — Build Your Financial Plan

We research your options and develop personalised recommendations based on your circumstances, goals and agreed scope of advice.

We will present your advice, explain our recommendations in plain English and answer any questions you may have.

Nothing moves forward until you understand the strategy and feel comfortable with the next steps.

Step 4 — Put the Plan into Action

Once you are ready to proceed, we help implement the agreed recommendations.

We manage the paperwork, coordinate with relevant providers and professionals, and keep you informed along the way.

This is where your financial plan starts becoming action.

Step 5 — Stay on Track

Your life, goals, financial markets and legislation can all change over time. Your financial plan may need to change with them.

We offer optional ongoing or annual review services to help you:

  • Track your progress

  • Review your strategy

  • Adjust to changes

  • Stay accountable

  • Make informed decisions as new opportunities arise

There is no obligation to enter into an ongoing service arrangement. Your options will be clearly explained once your initial advice has been implemented.

Ready to Take the First Step?

Let’s start with a conversation about where you are now and where you would like to be.