meet our Team
rebecca howarth
Financial Planner
Rebecca has completed her Advanced Diploma in Financial Planning and Diploma of Finance and Mortgage Broking Management as well being a member of the FBAA. She is passionate about getting to know her clients, figuring out what they really need and creating straightforward strategies individually tailored to their financial situation.
Rebecca prides herself on being able to simplify sometimes complicated financial information, so clients can not only make better decisions, but also understand the why behind their plans. When you meet Rebecca, you'll get the kind of personal attention you'd expect when trusting someone with your most important asset: financial security for you and your family.
When she is not working, Rebecca is a busy mum/taxi driver of two teenage girls who take up most of her spare time! However, since moving to Kalamunda to enjoy the 'good life' cooking would be her hobby of choice using the fresh fruit and veggies picked straight from the garden.
Contact: 0411 279 964 / rebecca@hillsfinancial.com.au
paula garnham
Financial Planner
Paula became a financial planner in 1999 following 11 years working in taxation and after operating various businesses in the UK and Tokyo. she figured that her combination of knowledge and experience would provide a good base to build on while also catering for her love of working with people and helping improve their situations.
In the UK Paula ran her own financial planning practice and also provided advice to UK banking clients across West London. Paula moved to Australia in 2004 and initially worked for 2 of the big four banks in their corporate and business advice sections before starting her own Financial Advice business in 2009.
Paula is happiest in nature and an animal lover, being an occasional breeder of specialist canines for dog sports, in which she is also an enthusiastic competitor with her three Rottweilers.
Paula loves France and spending time with her family renovating their 13th century chateau part ruin! She is also passionate about alternative health and wellbeing (utilising nature as much as possible) and politics!
From time to time Paula will collapse in a heap after a busy day with a glass of red wine and a good book.
Contact: 0402 115 164 / paula@hillsfinancial.com.au
kimm puggaard
Mortgage Broker
As your experienced Mortgage Broker, Kimm’s aim is to assist making your mortgage goals a reality. Your financial well-being is her top priority, and she is here to make the mortgage process as easy as possible for you. Kimm is available 7 days a week, so just give her a call, text, or email. Kimm offers a mobile service and can come to you.
Whether you're a first-time homebuyer, upgrading, downsizing, refinancing, or investing, we are committed to finding a mortgage that suits you. You'll get tailored advice, transparency, and full dedication.
When she isn’t helping you with mortgages, Kimm enjoys spending quality time with family and friends and exploring the beauty of nature.
Contact: 0434 889 091 / kimm@hillsfinancial.com.au
Mark howarth
General Manager
Mark has been involved with Hills Financial on a part time basis since 2012 whilst running a successful contract drafting business in the land development industry.
He is involved with the big picture strategic planning and is the person we turn to for anything marketing or IT.
Mark has always been a Hills boy and enjoys being able to go for hikes in the Kalamunda hills, otherwise can be found outside doing home improvements or gardening.